Spotting illegal nursing home debt collection tactics by CFPB

Your loved one is an important person in your life. Ensuring their quality of life is maintained while in a nursing home means you have to pay for such services. Therefore, you will pay what is necessary to ensure that care is given to your loved one. Moving into a nursing home can be stressful experience, and in many cases, caregivers may be unaware of their rights and protections when signing a contract to admit a loved one.

Nursing homes are not allowed to make caregivers financially responsible for a loved one’s bill as a condition of admission, but some nursing homes and debt collectors are billing and suing caregivers for residents’ cost of care based on illegal admission contracts.

The financial impact of debt collection can be devastating for caregivers and their families. That’s why the CFPB and the U.S. Department of Health and Human Services’ Administration for Community Living (ACL) are encouraging practitioners and professionals to identify and report illegal nursing home debt collection tactics.

Learn how to spot red flags and report illegal nursing home debt collection practices.

Article provided by Consumer Financial Protection Bureau

12/09/2022. 1:22P.M.